Anthony Martino
Royal Flush
We are closing on our home tomorrow and then have 60 days to continue occupying here in Tampa while we relocate out of state.
We're looking at a home in Northwest Texas (not in Abilene but that "area"), hoping to fly out that way next week and see it in person. Had some questions:
HOME INSURANCE
What sort of insurance coverage would you recommend for that area (i.e. hailstorms, tornado, flood, etc) Obviously any insurance company we talk to is going to try and sell us more than we need because they're salespeople.
PROPERTY TAXES
Property taxes seem higher than we're paying here in the Tampa area (over 3x as much). This home is assessed higher than our property in Tampa, but still a fairly large difference that doesn't match the appraisal differential between the properties.
ELECTRICAL COSTS
And then electricity costs in the area. Right now in Tampa we're paying $0.06196/kWh for the first 1,000 kWh and then $0.07196 for anything over that. Then they tack on a fuel charge of $0.0379 /kWh for the first 1K and $0.04791/kWh for anything over.
Plus a few other odds and ends tossed into the bill that add an additional $35/month in costs.
CITY WATER/SEWER COSTS
And right now we're on a well and septic system, but this home would be city water and sewer, unsure what to expect that bill to be.
We're looking at a home in Northwest Texas (not in Abilene but that "area"), hoping to fly out that way next week and see it in person. Had some questions:
HOME INSURANCE
What sort of insurance coverage would you recommend for that area (i.e. hailstorms, tornado, flood, etc) Obviously any insurance company we talk to is going to try and sell us more than we need because they're salespeople.
PROPERTY TAXES
Property taxes seem higher than we're paying here in the Tampa area (over 3x as much). This home is assessed higher than our property in Tampa, but still a fairly large difference that doesn't match the appraisal differential between the properties.
ELECTRICAL COSTS
And then electricity costs in the area. Right now in Tampa we're paying $0.06196/kWh for the first 1,000 kWh and then $0.07196 for anything over that. Then they tack on a fuel charge of $0.0379 /kWh for the first 1K and $0.04791/kWh for anything over.
Plus a few other odds and ends tossed into the bill that add an additional $35/month in costs.
CITY WATER/SEWER COSTS
And right now we're on a well and septic system, but this home would be city water and sewer, unsure what to expect that bill to be.