I was playing in a tournament and a dedicated dealer. On a hand I wasn't in, this happened heads up between two players.
PLAYER 1 (Pam) was BB. Older woman. A very recreational player. But kind of serious type. The kind of person who doesn't know what she doesn't know.
PLAYER 2 (Stellan) was on the button. He is a good player.
If I remember correctly, there was button limps and BB calls pre-flop, and they check down to the river. But the river is where the action is.
Community cards are K82 / J / 8
Blinds are 600. On the river, Pam bets T300. I tell her she has to put out 600, but before she fully understands, Stellan declares a call.
I try to tell Pam why she needs to complete her bet. She does and... just holds onto her cards. She is the last aggressor and should show, but she just sits there.
I am about to say "Show me a winner" when Stellan decides to just turn over his hand. He has K6o.
Pam's still sitting there like a deer in headlights. I give her about 10 seconds or so, and she is just silent, looking at Stellan's hand.
I finally say, "Can you beat his King?" To which she says, "No".
Thinking the hand is over, I start to rake in the cards, and Stellan starts to collect hit pot. At this point Pam goes, "What are you doing? I have three 8s!" She turns over her hand with 10/8o.
I tell her I am sorry, but she essentially verbally mucked her cards. The flop and Stellan's cards are still visible, but in a pile now. I tell her she mucked her hand verbally, that I asked her if she could beat his King. She says, "Yea, that because I couldn't beat a king. I had three 8's though!" (I am as confused as you are).
I feel bad for her, but I hold to my position. She is incredibly angry and upset though saying that I raked in the cards far too quickly before she had a chance to show. I tell her in that scenario she just needs to turn her cards over.
Did I make the right call? Is a "verbal muck" a thing? Should I have waited for her to push her cards forward? Does "Cards speak" apply if you can see the cards technically, but they're in the process of being raked together?