Fair enough. But I assume it’s offered every time w clear disclaimer/disclosure.
Can we talk about shipping insurance, and who's liable for loss or damage (1 Viewer)
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Insurance story's are the best. Not USPS, but Health....
Get CES, end up having a disc cut thru my spinal column over 8 weeks and paralyze my right leg.
Go to doc 7 times, he puts in for emergency MRIs to confirm, they deny each time saying I need Physical Therapy for my back strain. Go to PT and PT idiot says I just stained my back as I drag my leg around like a moron.
End up going to ER. They do emergency surgery and save my leg. Insurance Denys surgery for 28k because I didn't go to my Doc and get emergency MRI......
Lol. Okayyyyy. Thanks Aetna!
But @bergs and I don't trust all those sus places. Guam is fake. Like Santa. Doesn't exist..... All a ploy to turn Frogs Gay. Numbers. Trust me.
ArielVer18
Flush
Amazon, possibly? On Amazon, seller is responsible until the package is in the hands of the buyer. That means if the package was sent with tracking but no signature confirmation and a porch pirate snatched it off the buyer's front porch, the seller is at fault and the buyer gets a full refund. It's a ridiculous extreme imo
It's all in my TOS that no one reads. Just like insurance. BOOM.
As a buyer, I expect chips to be packaged properly to protect the chips, shipped to the address that I provide, and given a tracking number so I can know exactly when it's delivered.
As a seller, I will do all of those things. But porch theft if my biggest fear. Maybe it's where I live, but I think the probability of porch theft (or contents theft in the back rooms of USPS) is much greater than the probability of a package being marked as "lost" or damaged. The first two problems (theft) would not be paid out via insurance claim (unless it happened exactly as @Darson described above). Only the 3rd would pay out. I PERSONALLY think the insurance is a waste of money -- it's just not going to get paid out, in almost any circumstance that would actually happen. I'd rather pay the $8 or whatever it is, to require an adult signature, and hope that the postal carrier is not a douche and sign for it. I also think insurance might actually put a target on a package, that might otherwise get delivered without incident.
With as many high dollar shipments as I've sent, I've been incredibly lucky. Bombproof the package, pay for signature, and pray.
As a seller, I will do all of those things. But porch theft if my biggest fear. Maybe it's where I live, but I think the probability of porch theft (or contents theft in the back rooms of USPS) is much greater than the probability of a package being marked as "lost" or damaged. The first two problems (theft) would not be paid out via insurance claim (unless it happened exactly as @Darson described above). Only the 3rd would pay out. I PERSONALLY think the insurance is a waste of money -- it's just not going to get paid out, in almost any circumstance that would actually happen. I'd rather pay the $8 or whatever it is, to require an adult signature, and hope that the postal carrier is not a douche and sign for it. I also think insurance might actually put a target on a package, that might otherwise get delivered without incident.
With as many high dollar shipments as I've sent, I've been incredibly lucky. Bombproof the package, pay for signature, and pray.
I wouldn’t do business on high value stuff with someone I don’t trust to do their part.
Disagree, if by ”full responsibilty” you mean responsible to reinburse buyer for shipments that have gone missing.
So I ship something per instructions from a buyer, and then get a message that says, "well, it didn't make it here on time, and now I'm on a 2-week vacation. Box is on my porch, maybe a neighbor can pick it up, we'll see".
Still seller's responsibility? Full stop? Nothing in this topic is full stop.
I generally build insurance (and shipping) into the price of a sale. Kudos to you if you want to pay for that part of the expense of the exchange. I put that expense on the buyer. It is a sellers duty to send the chips, for sure. But, once you give them over to a shipper you relinquish control and it’s now on the shipper to execute that service. Which was also paid for by someone. Which begs the question, do you also pay for shipping or make the buyer pay for that?
Interesting question, but it’s really just a terms of sale thing. Who pays for what?
What if a bear stole your package? Is there bear insurance?
And on top of that, they gave you 2 bonus buttholes! I say that's a win, win, win.
bergs
Royal Flush
AK always loses and HI only is boring. PR is for politicians and Josh is right about Guam. Guys from Iowa always tell it like it is, right on Josh!
bergs
Royal Flush
(takes off bear head from costume) “da fak?”
Guam is definitely real. It almost tipped over once!
I mean, I realize that this was an exaggerated example. But I've had something very similar happen as a seller, and it feels pretty helpless. I'm just trying to say that I don't think there is a black/white here -- it's situation dependent. There is no full stop.
This presents a new take on the old, “Does a bear sh*t in the woods” line: “Does a bear play poker in the woods?”
I'm just being me here, not anything more. Bears dude. Bears.
bergs
Royal Flush
I told you not to play against Rinzler, but you didn’t listen.
O/U was 6, I won $150 on this.
When I rule this kingdom with a malled fist, the Insurance Rep, PT guy, and Doctor will all have to engage in hand to hand combat to determine who gets paid.
bergs
Royal Flush
(Thought bubble appears over Mel’s head as she thinks about being chased by a rabid and surprisingly spry woodchuck)
(New thought bubble and it shows Mel hiding in a wooden shed and thinking “this maybe wasn’t the bad tactical move”)
(Josh and Bergs look at each and smile and start slowly nodding while both exclaiming in monotone voice “THERE IS ALWYAS A HARD STOP”. I had nowhere to go with this part, the visual just made me laugh).
bergs
Royal Flush
I recently argued with urgent care staff about whether or not I needed an ambulance to go to the ER in the next town over. I lost. Can't wait to see the bill for the ambulance ride, and whether or not it's covered. Good times!
Yeah, I lost everything below my waist but my left leg. Good ol reliable.
I don’t know if this is a real story or not, but every time I read something like this I honestly wonder how so many people are okay with having to live with a healthcare system like this.
bergs
Royal Flush
I could’ve picked you up in my Subaru Outback while flashing a red light and yelling “WHOO WHOO WHOO WHOOOOOOOOO WHOO WHOO WHOO”.
They never stipulated that it had to be a real ambulance with a medical professional.
bergs
Royal Flush
Broken penis never covers the spread.
https://www.motor1.com/news/614792/bear-climbs-into-gmc-sierra/amp/
All this talk of bears and insurance made me think of this. I think it was going after “chips” too. Could be @liftapint not having any of that.
All this talk of bears and insurance made me think of this. I think it was going after “chips” too. Could be @liftapint not having any of that.
Story time!
So I worked in the Hospital for a few years doing Security. We would assist getting patients in and back during serious moments. One Saturday an individual was screaming crying in a wheelchair with this quiet guy behind them, standing with a towel on his hand.
First person explains the injury. It's a ingrown toenail. We put them in line.
Second person walks up totally calm, removes the towel, and is missing 3 fingers with a fourth hanging off. Completely calm and cool.
We kinda go "uh oh!" And take him back immediately.
The crying individual then starts screaming that they were there first, and this is unfair. Put in a complaint.
Lol. Best part was when we asked where the fingers were. They suddenly realized they left them at home and had to call family to try and find them in his shop and bring them in ASAP....
Well......
well, the bad news was the dogs had access to the shop and had a snack while they were being seen. *Sad trombone music*
No ones okay with it, but we don't make the money to change it. Yay broken systems!
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