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Things That Are Bullsh*t (100 Viewers)

krafticus said:
The cost of vehicle registration in MD. Just had to renew all 3 cars in the same month. 2 year registration total for all 3 was ~ $1000

2 years ago when I did the same registrations, it was under $600
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WTF? Why? PA is $38. Why is MD 10x more?
 
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Is this not covering everything?
 
I am walking on egg shells here…

Hmm, how to put this…

Have you heard about the issues U-Haul are having finding people to drive their trucks back to Cali and NY… well the state I was born and raised in is following right in line!! Lots of one way rentals

My mom lives in Morristown TN. They claim half of the tags are now out of state and property values have been booming for 2 years!! Out of state people buying everything they can! She hates it, everything there is booming and blowing up from what used to be a small town.

But also while waiting for material for my new job in Arlington a 3 car accident just happened in front of me, in a residential neighborhood. I must have passed 10 plus accidents getting here this morning (wet pavement)
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But the cost of cars, fixing them… everything is insane! Everyone is in a hurry! Gotta shoot the gap and get one more spot!!!! Gotta have it! Oh shit a 3 car accident in a 15 mph zone… how sad

chippitydoodah said:
It seemed up to date and matched this from 6/25

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It’s NOT accurate! Not even close!
 
Ben8257 said:
I have 2 vehicles and 4 trailers all registered in MD. BTW at least your vehicles aren’t trucks! 2 years for my 2001 F250 was almost $700 alone! That’s right kids $1 a day for tags on a truck that goes maybe 500 miles a year, but need it to haul trailers.

But here’s another good one!

Split with the wife 8ish years ago, refinanced and dropped my mortgage about $250 to $2510… last September it went to $2705… ok obviously escrow is short, call the office and have my deposits change to cover the increase… a couple weeks ago I check my account and almost empty yikes!! WTF happened? Well it happened again, now $2954… what?? No emails from Rocket mortgage.. no nothing.

Still haven’t called, I had payroll again for the second time in 13 months change where money is going… but WTF when does this stop?

In 13 months it went up $444 a month! Let’s do stupid math 444 x 12 =5,328 soo that’s NOT my entire escrow account! Just how much it has gone up in just over a year!!! That’s double what my escrow was for YEARS!

@krafticus You know where I live, yes it sucks with the golf course closed down and maybe has part to do with it… but in 10 years I have maybe seen 1 house for sale a year in that neighborhood… right now it is closer to 15 houses for sale! Never seen anything like it, plus the older houses at the top where I live, for sale signs everywhere!

I guess they want us all living with 10 family members in 1 bedroom apartments…

Don’t even get me started on car insurance and the increases, absolutely disgusting! About $1,600 for 6 months for a Honda and 25 year old truck with liability, no tickets, no accidents… Diamond Status with Progressive. When I bought my car 3 years ago it was $850 for 6 months of the same coverage.

I absolutely hate to say it, but much more and I will be forced to sell! Not that we need to talk about income.. but I make $140k a year, heat with a wood stove, haven’t bought chips in 2 years now, no crazy vacations or anything and I am barely treading water. I have no idea how people are making it out there with kids! From my bad chipping habits I have become very good at eating for $3 for the whole day! Lots more PBJs and rice meals in my future it looks like! Thank God I don’t have to buy many Christmas gifts.
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I feel you brother. Wife and I had a fight about money last night. The chip buying is going to be slowing down lots which will help, but even though my wife got a 5% raise last month, our health insurance premiums went up more than that and make it so that our taxable income will actually be LESS than before she got her raise.

Couple that with me needing to look for a new job because I think it's going to go under, and looking at the job listings and seeing jobs that are either low balling or don't carry reasonable workloads, it's very discouraging. Cost of living is going up and our wages aren't keeping up.
 
I'm laser-focused on retiring, but the increasing costs of everything and living on a fixed income do not mesh well. My little segment of Tennessee has seen the same occurrences as @Ben8257 's mom. Every cow pasture between home and the city has become a subdivision in the last 5 years. Property values skyrocketing. I don't plan to move, and the house is paid off, but property taxes are based on appraised value, which has tripled (also makes my wish I invested in real estate).

I cant physically keep up with the job forever, how about some tax-rate control for pensioners?
 
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Poker Zombie said:
I'm laser-focused on retiring, but the increasing costs of everything and living on a fixed income do not mesh well. My little segment of Tennessee has seen the same occurrences as @Ben8257 's mom. Every cow pasture between home and the city has become a subdivision in the last 5 years. Property values skyrocketing. I don't plan to move, and the house is paid off, but property taxes are based on appraised value, which has tripled (also makes my wish I invested in real estate).

I cant physically keep up with the job forever, how about some tax-rate control for pensioners?
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It has been wild to see the change in property taxes in various states over the past 6-8yrs. I work in the mortgage business and even in states like Texas with homestead exemptions, we routinely see tax bills of 1k/mo and have seen as high as 6k ( on huge expensive homes of course). But even entry level new build homes are often looking at tax bills of $500 or $600/mo+ once fully assessed. No state income tax in Texas, but still makes for high overall tax burden if in the middle class and wanting to own your home.
 
Poker Zombie said:
I'm laser-focused on retiring, but the increasing costs of everything and living on a fixed income do not mesh well. My little segment of Tennessee has seen the same occurrences as @Ben8257 's mom. Every cow pasture between home and the city has become a subdivision in the last 5 years. Property values skyrocketing. I don't plan to move, and the house is paid off, but property taxes are based on appraised value, which has tripled (also makes my wish I invested in real estate).

I cant physically keep up with the job forever, how about some tax-rate control for pensioners?
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Keep that laser focus! That was my scenario 11 years ago and things are going swimmingly in retirement, though I did move from the Dallas area to a rural area in the Pacific Northwest where my property taxes are about 25% of what they were in Allen, TX.

A good pension helps. I feel for those dealing with the uncertainty of moving into retirement on a 401k

Ben8257 said:
Lots more PBJs and rice meals in my future it looks like!
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This is some kind of budget friendly BJ? :ROFL: :ROFLMAO:
 
Poker Zombie said:
I cant physically keep up with the job forever,
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A huge reality that started staring me in the face in my late 40s MJ. My body seemed to be letting me know daily that if I continued doing what I was doing, I’d either be broke down or maybe even dead by retirement age.

Poker Zombie said:
how about some tax-rate control for pensioners?
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I just recently learned this about property taxes and turning 65 in the state of Texas.
https://texaslawhelp.org/article/over-65-property-tax-exemptions-and-deferrals


Been having some of the same concerns about growth here in west Texas as you guys in Tennessee.
The Amarillo, Bushland and Canyon region which I currently reside in is expected to double in population by 2035.
Right around the same time I’m looking to retire.
 
Poker Zombie said:
I'm laser-focused on retiring, but the increasing costs of everything and living on a fixed income do not mesh well. My little segment of Tennessee has seen the same occurrences as @Ben8257 's mom. Every cow pasture between home and the city has become a subdivision in the last 5 years. Property values skyrocketing. I don't plan to move, and the house is paid off, but property taxes are based on appraised value, which has tripled (also makes my wish I invested in real estate).

I cant physically keep up with the job forever, how about some tax-rate control for pensioners?
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Oh. Property taxes. Live in a rich county, pay high taxes. Mine have increased 60% from when we moved in over 20 years ago. We’re at 14k annually now. :-( I don’t have a huge house, and live on less than 1/2 acre of land
 
BarrieJ3 said:
Grass is always greener.

For the bottom 99.2% ish of US, everyone’s fighting diff battles, but all stuck in it together.

Hope everyone finds good news on their horizon.
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That's why it's important to vote for the wealthiest person running for office. They are the one that are looking out for the 99.2%

:rolleyes:
 
Poker Zombie said:
That's why it's important to vote for the wealthiest person running for office. They are the one that are looking out for the 99.2%

:rolleyes:
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Yup, I don’t have those answers.

Just gotta put faith in the kids I guess. Every generation is smarter than the last with greater tools at their disposal. Internet literacy and factual spotting and such are all taught now starting in elementary.

Maybe they’ll be the generations who finally grow tired of the 1% deciding everything for them, and spending their lives working to enrich the .01%.

Maybe they’ll have watched and grown weary of all their parents and grandparents infight over meaningless red herrings and identify politics for decades, and band together in unison demanding representation and parity and respect for all.

Hopefully we lift them up. And hopefully they show us all!

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Lil Tuna said:
I just recently learned this about property taxes and turning 65 in the state of Texas.
https://texaslawhelp.org/article/over-65-property-tax-exemptions-and-deferrals
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Same in Florida, but it varies a little bit county to county.

In Orange County where I live, everybody gets an exemption off the first $50K. If you are over 65 and make less than about $40K, you can get an additional exemption. If you get the senior exemption and your home is worth less than $250K, you qualify for an even larger exemption.

I think that last one is up to the full value of your property. That's a big help for low-income seniors.
 
BarrieJ3 said:
Yup, I don’t have those answers.

Just gotta put faith in the kids I guess. Every generation is smarter than the last with greater tools at their disposal. Internet literacy and factual spotting and such are all taught now starting in elementary.

Maybe they’ll be the generations who finally grow tired of the 1% deciding everything for them, and spending their lives working to enrich the .01%.

Maybe they’ll have watched and grown weary of all their parents and grandparents infight over meaningless red herrings and identify politics for decades, and band together in unison demanding representation and parity and respect for all.

Hopefully we lift them up. And hopefully they show us all!

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Live Free or Die
 
Ben8257 said:
“Mama someone is staring shit on the interwebs again!”
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It’s depressing when one learns that their entire life has been spent making everyone else filthy rich and they haven’t bothered ever to enhance their own ambitions through their hard work :yawn:

Wasting away for the “man”……..
What a bummer!
 
Schmendr1ck said:
In Orange County where I live, everybody gets an exemption off the first $50K. If you are over 65 and make less than about $40K, you can get an additional exemption. If you get the senior exemption and your home is worth less than $250K, you qualify for an even larger exemption. I think that last one is up to the full value of your property. That's a big help for low-income seniors.
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Hey neighbor,
Yup, my mom benefitting like crazy on that. Got a small mobile home built on her land with a low value and double homestead. When she passed I rented it while probate went through so I could sell. They let me keep the homesteads the first year so the whole tax bill, including street light and trash collection assessments, was like $400, there was more than that in the escrow for the mortgage, which I paid off. The next year after I lost the homestead it was $2,000. Told the renters "This is bull$h!t" and sold it this year to get out of it. Hence why I'm buying chips now.
 
LeGold said:
Well, to me it kinda feels like someone might have a crush for Barrie.

Not that there’s anything wrong with that...
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You never know what folks are going through, maybe they just really need that outlet once in awhile.

Once I gave up being combative, it’s just become good for a chuckle when the fan club shows up.

serenity.gif
 
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