moose
4 of a Kind
My wife had a low speed collision in a parking lot a few months ago. They were amiable, both said "no fault" and exchanged information.
A couple days later, our insurance company contacted us to let us know that the other driver had filed a claim directly against our policy. They investigated, and based largely on he said she said, paid out the claim. I was pissed.
Bottom line, always call the police.
Bit lost here. Everyone agrees no fault so why is anybody exchanging info? Either everyone is taking care of their own damage and I'm giving nothing or we are exchanging info to run it through insurance. OR if there is no agreement then I'm calling the cops.